In order to comply with the regulations imposed by the National Bank of Belgium (NBB) and the Financial Services and Markets Authority (FSMA), we are obliged to verify the authenticity of the identity documents of Qonto's current account users, as well as the information they contain.
These verifications are necessary to combat fraud, money laundering, and the financing of terrorism.
💡 To ensure your document is acceptable, it must be in color, clear, uncut, unmasked, valid, and contain an MRZ data strip.
- Feel free to follow our advice on How to take a good photo of your identity document?
The validity period is judged against the expiration date on the document. Only French identity cards issued before 2014, to persons of legal age at the time of issuance, are extended by 5 years.
Identity documents accepted by Qonto
- National Identity Card : Belgian 🇧🇪, EU 🇪🇺, EFTA Zone
- Passport : Belgian 🇧🇪, EU 🇪🇺, EFTA Zone
- Valid Belgian Permanent Resident Card
For new Belgian identity cards 🇧🇪 issued from 16/11/2021, the place of birth does not appear on the document. We may ask you, depending on the case, for a birth certificate, EU drivers license or a copy of your passport. This information is essential to meet our compliance requirements.
Identity documents refused by Qonto
- Visas, permits, and residence cards issued by a foreign country
- Italian identity card with the mention “non valida per l’espatrio” 🇮🇹
- Identity documents issued by a foreign country