Whether you need to invoice Qonto for your referral bonus depends on your tax situation and location. When you successfully refer a new customer to Qonto, you can ask for a referral certificate confirming your bonus.
For clients based in France, your invoicing requirements depend on whether you're VAT-registered. If you are, you can invoice Qonto with VAT applied, and we'll reimburse the VAT amount on top of your bonus. If you're not VAT-registered, the referral certificate serves as proof of payment.
☝️ For clients outside of France, no VAT applies to referral bonuses, and your referral certificate is sufficient documentation for your records.
What should I do if I'm based in France and not VAT-registered?
If you're not VAT-registered, the referral certificate you receive from Qonto is sufficient documentation. No additional steps are required to receive or document your referral bonus.
However, if you still want to generate an invoice for your own records or accounting purposes, you can create one without VAT directly from your Qonto Invoicing tool. This is optional and not required for payment processing.
The referral certificate alone serves as valid proof of payment and can be used for your tax reporting if needed.
What should I do if I'm based in France and VAT-registered?
If you're VAT-registered in France, you have the option to issue a formal invoice to Qonto with VAT applied. This allows you to properly account for the referral bonus in your VAT reporting.
To invoice Qonto for your referral bonus:
- Create an invoice using your preferred invoicing tool (including Qonto Invoicing)
- Apply 20% VAT to the referral bonus amount
- Include the following billing information:
- Company name: Qonto SA
- Address: 18 rue de Navarin, 75009 Paris
- VAT number: FR10819489626
- Send your invoice to Qonto through the appropriate channel
When you submit a valid VAT invoice, Qonto will reimburse you for the VAT amount in addition to your referral bonus. This ensures you can properly manage your VAT obligations while receiving your full bonus.
What should I do if I'm based outside of France?
For all Qonto customers based outside of France, no VAT applies to referral bonuses regardless of your VAT registration status. Your referral certificate is all the documentation you need for your records.
You don't need to issue an invoice to Qonto unless required for your own internal accounting processes. If you choose to create an invoice for record-keeping purposes, you can do so using your Qonto Invoicing tool without applying any VAT.
If you have questions about how to report this bonus income in your country, we recommend consulting with your local tax advisor for guidance specific to your tax jurisdiction.
Does this apply to both referrers and referees?
Yes, the same invoicing guidelines apply whether you're the referrer (existing Qonto customer who shared the referral) or the referee (new customer who joined Qonto through a referral).
Both parties receive referral bonuses when eligibility conditions are met, and both receive referral certificates as documentation. The invoicing requirements depend on your individual tax situation and location, following the same rules outlined above.
If you have specific questions about your tax obligations related to referral income, consult your tax advisor for personalized guidance based on your circumstances.