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Will Qonto be compliant with the Belgian e-invoicing directive (Peppol)?

  • Updated

What is e-invoicing and why is it relevant for Belgian businesses?

E-invoicing (electronic invoicing) is becoming mandatory in Belgium starting January 1, 2026, for all Belgian VAT taxpayers conducting B2B transactions. This regulatory change, pending final EU Council authorization, will require businesses to issue and receive structured electronic invoices that comply with European standards (EN16931-1 and CEN/TS 16931-2), likely using the PEPPOL-BIS format and PEPPOL network.

This represents a significant shift in how Belgian businesses handle their invoicing processes, aimed at improving transparency, reducing fraud, and streamlining administrative procedures.

 

Will Qonto offer e-invoicing compliance features for Belgium in 2026?

At this time, Qonto will not be offering e-invoicing compliance features for the Belgian market in 2026.

While we recognize the importance of this regulatory requirement and have been closely monitoring the evolving legislation, we have made the strategic decision to focus our resources on other critical features and improvements that will deliver the most value to our Belgian customers in the near term.

 

What about Qonto's current invoicing tool for Belgian customers?

Our standard invoicing tool will be temporarily suspended for Belgian customers during 2026 as we assess the regulatory landscape and technical requirements for e-invoicing compliance.

What does this mean in practice?

Starting in 2026, the invoicing tool will remain visible in your Qonto app, but you will not be able to create new invoices. The tool stays accessible so that customers who have previously used this feature can continue to view and access all invoices they created through the app.

This decision allows us to:

  • Ensure we fully understand the final regulatory requirements once they are formalized
  • Evaluate the technical infrastructure needed for full compliance
  • Assess the investment required versus the value delivered to our customer base
  • Explore potential partnerships or solutions that could better serve our customers' needs

 

When will Qonto review its position on e-invoicing for Belgium?

We will conduct a comprehensive review of our e-invoicing strategy for Belgium during the first half of 2026. This review will take into account:

  • The finalized regulatory requirements and Royal Decree specifications
  • Market adoption rates and customer feedback
  • Technical feasibility and required resources
  • Strategic priorities for the Belgian market
  • Potential partnerships with specialized e-invoicing providers

Important note: At this stage, we are making no commitment to develop or launch e-invoicing features following this review. The decision will depend on multiple factors including regulatory clarity, resource availability, and strategic alignment with our product roadmap.

 

What Belgian integrations does Qonto currently offer for invoicing and invoice management?

While we won't be offering compliant e-invoicing in 2026, Qonto provides several integrations to help Belgian businesses manage their invoicing workflows today:

📥 Importing Supplier Invoices to Qonto

Yuki (Sync Supplier Invoices)

  • Plan Required: Accounts Payable (AP) add-on
  • Description: Continuously synchronize your supplier invoices from Yuki to Qonto without limitations
  • Built by: Chift (Partner integration)
  • Best for: External accountants and businesses using Yuki accounting software
  • Markets: Belgium, Netherlands, Spain

Sage BOB 50 (Sync Supplier Invoices)

  • Plan Required: Accounts Payable (AP) add-on
  • Description: Synchronize your supplier invoices from Sage BOB 50 to Qonto
  • Best for: Belgian businesses using Sage BOB 50 accounting software

Yellowbrick Belgium Invoices

  • Plan Required: All plans
  • Description: Import supplier invoices and details from Yellowbrick
  • Built by: Qonto (via Tray)
  • Features: Automatically imports supplier details, invoice files, and matches them to transactions

Base Belgium Invoices

  • Plan Required: All plans
  • Description: Import supplier invoices and details from Base
  • Built by: Qonto (via Tray)
  • Features: Automatically imports supplier details, invoice files, and matches them to transactions

 

📤 Exporting and Syncing Client Invoices

Horus (Sync Client Invoices)

  • Plan Required: Business and above
  • Description: Continuous synchronization of your client invoices
  • Best for: Businesses needing ongoing invoice synchronization

Horus (Import Client Invoices)

  • Plan Required: Basic and above
  • Description: One-time migration of your client invoices
  • Best for: Businesses switching to Qonto or doing initial setup

Chargebee (Sync Client Invoices)

  • Plan Required: Accounts Receivable (AR) add-on
  • Description: Synchronize your client invoices from Chargebee without limitation
  • Best for: SaaS businesses and subscription-based companies

Microsoft Dynamics Business Central

  • Import: Basic and above - Instant migration of your clients
  • Sync: AR add-on - Synchronize your client invoices without limitation

Factomos (Import Client Invoices)

  • Plan Required: Basic and above
  • Description: Instant migration of your client invoices

 

📊 Accounting & Bookkeeping Integrations

Accountable

  • Plan Required: Basic and above
  • Description: Automatically match your receipts and invoices to your transactions
  • Best for: Freelancers and small businesses managing their own accounting

Zoho Books

  • Plan Required: Smart and above
  • Description: Simplify your bookkeeping by automatically synchronizing your transactions
  • Best for: Businesses using Zoho ecosystem

 

🔄 Advanced ERP/Treasury Integrations

EBICS Universal

  • Plan Required: Business and above
  • Description: Set up a secure EBICS connection between Qonto and your ERP or treasury management system
  • Compatible with:
    • Sage 100, Sage 1000, Sage X3
    • Cegid Quadra, Cegid XRP Flex
    • Exabanque
    • Kyriba
    • Odoo
    • NetSuite
    • PulCEo
    • Allmybanks
  • Best for: Large businesses (50+ employees) with complex treasury needs and high transaction volumes

 

☁️ Cloud Storage Integrations for Invoice Management

Dropbox ↔ Qonto

  • Import (Basic+): Automatically match supplier invoices from Dropbox
  • Export (Smart+): Centralize your receipts and invoices in Dropbox

Google Drive → Qonto

  • Plan Required: Basic and above
  • Description: Automatically match your supplier invoices from Google Drive

 

🤖 Automation

Automations (Flow)

  • Plan Required: All plans
  • Description: Automate your financial operations with smart workflows
  • Use cases:
    • Automatically categorize transactions based on invoice data
    • Route invoices for approval
    • Trigger notifications when invoices are paid

 

What should Belgian customers do to prepare for e-invoicing?

We understand this may create challenges for our Belgian customers who need to comply with the new e-invoicing mandate. We recommend:

 

1. Leverage Qonto's existing integrations

Use our current Belgian integrations to streamline your invoice management:

  • Yuki for comprehensive accounting and invoice synchronization
  • Accountable for simplified receipt and invoice matching
  • Sage BOB 50 if you're using Sage accounting software
  • Cloud storage integrations (Dropbox, Google Drive) for document management

 

2. Explore specialized e-invoicing solutions

There are over 170 approved software providers listed by Belgian Tax authorities who specialize in e-invoicing compliance, including:

PEPPOL Network Providers

  • PEPPOL is the secure, international network that Belgium will likely require for e-invoice exchange
  • Many PEPPOL providers can integrate with Qonto for payment reconciliation
  • PEPPOL is already used across Europe and globally (Canada, New Zealand, Singapore, USA)

Popular Belgian Solutions

  • Isabel: Multi-banking platform with e-invoicing capabilities (isabel.eu)
  • Various PEPPOL-certified providers available on the official Belgian Tax authority list

 

3. Consult with your accountant

Your chartered accountant can:

  • Provide guidance on the most suitable e-invoicing solution for your specific business needs
  • Help ensure compliance with the 2026 mandate
  • Recommend compatible solutions that work with Qonto

 

4. Stay informed

  • The Belgian government is launching awareness campaigns and support measures to help SMEs prepare
  • Monitor official communications from the Belgian Federal Public Service Finance
  • Check for updates on the Royal Decree that will formalize the technical requirements

 

5. Contact our support team

If you have specific questions about:

  • How this affects your Qonto account
  • Which integrations work best for your business
  • Recommendations for compatible e-invoicing solutions

Our support team is here to help via chat in your account or at support@qonto.com

 

Will this affect other Qonto features I'm using?

No. This decision specifically relates to e-invoicing compliance features. All other Qonto features and services remain fully available to Belgian customers, including:

✅ Your business account and IBAN (with Belgian IBAN planned for mid-2026)
✅ Payment processing and transfers
✅ Expense management and cards
✅ All accounting integrations listed above
✅ Account aggregation (connect external Belgian bank accounts)
✅ All other financial management tools

We remain committed to supporting Belgian businesses with best-in-class banking and financial management solutions, and we continue to invest in features that deliver the most value to our customers.

 

How do I activate a Belgian integration?

  1. Log in to your Qonto account
  2. Go to Settings > Integrations
  3. Search for the integration you need (e.g., "Yuki", "Accountable", "Sage BOB 50")
  4. Click on the integration and follow the connection instructions
  5. Authorize the connection between Qonto and the partner tool

Need help? Check our support articles or contact our team for guidance on setting up specific integrations.

 

Can I suggest a new integration for Belgium?

Yes! If you use an accounting or invoicing tool that's not yet integrated with Qonto:

  • Contact our support team to suggest the integration
  • Use our Qonto API to build custom integrations
  • Check our Make or Flow Automations integrations for creating custom workflows

 

Where can I find more information?

For e-invoicing regulations:

For Qonto integrations and features: